Services

Personal & Health Insurance (4)
The Complex World of Health & Dental Insurance
Health Insurance in the U.S. is pretty complex for a layman. There are predominantly three …
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Covered California
Affordable Care Act, popularly known to most as Obamacare, was established in 2010 and took the …
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Long Term Care Insurance
People are living longer and life expectancies continue to increase. Living longer may mean we …
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Disability Insurance
Disability Insurance also known as Disability Income Insurance replaces a part of the employee or …
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Simple Term Insurance
The simplest and purest kind of life insurance is term insurance. At the most reasonable prices, …
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Traditional Whole Life Insurance
Whole life insurance, usually referred to as conventional life insurance, offers continuous death …
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Universal Flexible Life Insurance
A permanent life insurance policy with cash value may be obtained in a variety of ways using …
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Indexed Universal Life Insurance
Indexed Universal Life Insurance is a permanent kind of protection that accrues monetary value …
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Variable Life Insurance
A permanent life insurance policy with an investing component is known as variable life insurance. …
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Business / Commercial Insurance
Business Insurance is designed to protect businesses from costs of unexpected disasters or events …
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Workers' Compensation Insurance
Simply speaking, it's compensation paid by the employer to the worker injured during the course of …
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Employment Practice Liability Insurance (EPLI)
EPLI provides protection for the employer against claims made by current, former, or potential …
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Cyber Liability
Cyber liability insurance covers the cost for a business to recover from a data breach, virus, or …
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Professional Liability (E&O)
Professional Liability aka Errors & Omissions Liability protects your business, should you be …
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Immediate Fixed Annuity
An annuity is like a Term Deposit. But this is with an Insurance Company and not with a bank. …
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Deferred Fixed Annuity
Deferred in simple term means at a later or future date. Deferred Annuity simply means you will …
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Immediate Variable Annuity
A person who purchases an instant variable annuity makes a one-time lump sum payment and starts …
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Deferred Variable Annuity
A delayed variable annuity is a financial instrument that enables you to invest in a range of …
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